Home Buyers Information

Buying Rural Real Estate/Septic & Well – A MUST
If you are buying a home where it’s water supply comes from a well source there are precautions that you need to take as the buyer. First and foremost, at the very least, you must have the water tested for potability, which means safe for drinking.

Costs of Buying a Home – Additional Costs to Consider
Purchasing a home involves one-time costs and monthly expenses. The largest one-time cost is the down payment. It usually represents between 5-25% of the total price of the property.

Closing Costs
The conveyance of real property results in the payment of certain expenses by the parties involved. Set forth below is brief summary of theses expenses, that are incurred when transactions are handled properly and professionally, viewed both from the position of the Buyer and from the position of the Seller. Buyers should budget approximately 2-3% of the purchase price for closing costs.

Glossary of Terms
A glossary of important real estate terms for buyers.

Home Inspections – A MUST!
Buying a home is one of the most important investment decisions you will make in your lifetime. As such, it makes sound financial sense to enlist the services of a qualified home inspection company to ensure your home is as solid and secure on the inside as it is on the outside.

Homeowner’s Insurance
When you purchase a home, consider how you will protect your investment.

Housing Options for Retirees
The advantages are obvious they say – smaller homes translate into lower costs and less maintenance. Retirement communities ensure like-minded neighbours. The lifestyle decision is yours.

How to Make an Offer
When it comes time to make an offer, Judie will guide you every step of the way. She will provide you with current market information so that you can make an informed decision as to what price to initially offer and will consult with you throughout the negotiating process.

The Major Elements of an Offer
Terms and conditions for any Agreement of Purchase and Sale /Offer MUST be tailored to the facts and circumstances of the Parties in any transaction.

Mortgage Information
Obtaining a pre-approval mortgage will give you the confidence of knowing exactly what you can spend on a home before you start looking. You will also be protected against interest rate increases while you look for your new home.

Preparing for Your Move
Use this helpful checklist as a reminder of the things you need to do before you move. Remember, you do not have to take everything with you! This a perfect opportunity to purge those items that you don’t really need or want.

Tips for Objective Home Viewing
Remaining objective can be a difficult task when viewing homes or an open house. It is easy to fall in love with a home’s appearance, blind to problems that may make it unsuitable.

Title Insurance – A Must!
What is Title Insurance exactly? Should you get it? Do you need it? This article will provide you with some background information about title insurance to help you make an informed decision.

Useful Links for Buyers
A collection of helpful website links, resources and contact information for buyers.

Royal LePage

Bus: 613.725.1171
Fax: 613.725.3323
Res: 613.226.4028
Toll Free: 1-800-307-1545


Home Buyers Kit